Mukaffi Bin Moin | Search arXiv

arXiv2026

CLAIR-Fin: An Adversarial Multi-Agent Framework for Claim-Level Verification and Adaptive Debate in Cross-Modal Financial QA

Existing defenses against hallucination in retrieval-augmented and multi-agent pipelines remain partial: evidence is trusted despite modality disagreement, debate verifies an aggregate report rather than individual claims, and such verification occurs only after drafting, leaving inter-agent errors undetected until the final text. To close this gap, we present CLAIR-Fin, a nine-agent framework that decomposes each question into atomic claims maintained in a typed Financial Claim Ledger. Each claim is resolved through Asymmetric Evidence Authority, which conditions evidence trust on claim type rather than treating all modalities as equally reliable; Chain-of-Custody Verification, which checks grounding at the hand-off between drafting and adversarial review rather than only at the pipeline's exit; an Adaptive Rebuttal Cycle, which routes contested claims through adversarial debate whose depth scales with what that debate finds; and a terminal entailment audit paired with a continuous Hallucination Risk Index that distinguishes claims that passed scrutiny from claims never contested. We evaluate CLAIR-Fin on BB-FinQA-X, a 500-question cross-modal financial evaluation set built from Bangladesh Bank Annual Report material, stratified by query type, format, and difficulty. Relative to a single-pass retrieval-augmented generation baseline, it raises faithfulness ($0.780 \rightarrow 0.889$) while abstaining on 5.4% of questions when evidence is insufficient rather than forcing an unsupported response, and it exceeds stronger retrieval-strategy baselines such as HyDE and Graph-RAG on faithfulness ($\leq 0.874$).

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arXiv2026

Explainable Convolutional Neural Networks for Retinal Fundus Classification and Cutting-Edge Segmentation Models for Retinal Blood Vessels from Fundus Images

Early detection of vision-threatening conditions such as diabetic retinopathy, glaucoma, and age-related macular degeneration depends on retinal fundus image analysis, but manual assessment is slow and expert-dependent. Automated convolutional neural networks classify fundus images accurately yet act as black boxes, and existing retinal vessel segmentation methods lose discriminative power under pathology and seldom exploit attention or transformer backbones. Using the FIVES and DRIVE fundus datasets, we develop a two-pipeline framework that pairs four-class disease classification with attention- and transformer-based vessel segmentation, organised in three stages: (1) FIVES images are augmented by rotation and horizontal and vertical flips and used to fine-tune eight ImageNet-pretrained CNNs: ResNet101, DenseNet169, Xception, InceptionV3, DenseNet121, InceptionResNetV2, ResNet50, and EfficientNetB0. (2) Five gradient-based explanation methods, Grad-CAM, Grad-CAM++, Score-CAM, Faster Score-CAM, and Layer-CAM, are computed on the final convolutional block of each classifier and compared qualitatively across architectures. (3) Ten U-Net variants are benchmarked for vessel segmentation: TransUNet (hybrid CNN--Transformer encoder) and Attention U-Net (gated skip connections), evaluated with ResNet50V2, ResNet101V2, and ResNet152V2 backbones, along with additional Attention U-Net configurations using DenseNet backbones, and the fully transformer-based Swin-UNet. ResNet101 gives the highest classification accuracy: 94.17% (F1 0.942) $>$ 88.33% for EfficientNetB0. For segmentation, the architecture ranking is consistent on both datasets: Attention U-Net $>$ TransUNet $>$ Swin-UNet. The strongest configuration is Attention U-Net with a ResNet101V2 backbone: FIVES IoU 0.722, Dice 0.838; DRIVE IoU 0.648, Dice 0.787, lifting DRIVE IoU 60.80 $\rightarrow$ 64.83 over a prior custom U-Net.

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